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Featured DPC-certified coverage partner · Founding partner

Kate Spilsbury

Mere Benefits · Certified Medicare Insurance Planner (CMIP®) · Registered Social Security Analyst (RSSA®)

  • ACA Marketplace
  • Alternative coverage
  • Health sharing
  • Fixed indemnity
  • Short-term medical
  • Employer benefits
  • Medicare
  • Spanish-speaking
Kate Spilsbury, Mere Benefits

About Kate

Kate has been licensed in insurance since 2007 and has lived and worked in Northeast Florida since 2008, with eight years in corporate insurance and two years leading a nonprofit before founding Mere Benefits. She pairs direct primary care memberships with Marketplace HSA-qualified Bronze plans, employer and level-funded plans, health-sharing programs, fixed-indemnity plans that reimburse DPC visits, short-term medical where it is available, and Medicare Supplements. She is bilingual in English and Spanish, meets with the DPC practices in this directory directly, and built the Northeast Florida practice list this directory started from.

How Kate pairs coverage with a DPC membership

  • Marketplace HSA-qualified Bronze plans and other HSA-qualified major medical, so the membership can be paid from an HSA.
  • Employer group and level-funded plans for businesses adding DPC as a benefit.
  • Medicare with a Medicare Supplement for members 65 and over.
  • Health-sharing programs, fixed-indemnity plans and short-term medical where available, with their exclusions, waiting periods and pre-existing-condition limits explained plainly. These are not ACA-compliant major medical insurance.

Practices in Kate's counties

Kate works directly with the direct primary care practices listed in Duval, St. Johns, Clay, Nassau, Baker counties. Pick one, then ask Kate to structure the coverage around it.

Request help from Kate

Tell Kate which practice you like and what you have today.

Your request goes to Kate Spilsbury only. Assistance from the coverage partner is provided at no cost to you. When coverage is enrolled, compensation generally comes from the insurance company or coverage organization.

Questions people ask

What can Kate help me with?

ACA Marketplace, Alternative coverage, Health sharing, Fixed indemnity, Short-term medical, Employer benefits, Medicare, Spanish-speaking. Kate explains the advantages, limits and regulatory status of every option presented, and which ones keep a DPC membership HSA-compatible.

Which counties does Kate serve as a featured partner?

Duval County, St. Johns County, Clay County, Nassau County, Baker County. Kate is licensed in Florida, Georgia and nine other states and works with clients elsewhere by phone and video.

Does it cost anything?

Assistance from the coverage partner is provided at no cost to you. When coverage is enrolled, compensation generally comes from the insurance company or coverage organization.

· DPC America Data Desk