A doctor who texts you back.

Unlimited visits. Same-day appointments. One flat monthly price with no copays. That is direct primary care, and these are the real prices near you.

See real prices

Prices read from each practice's own site · 14 of 20 priced within the 2026 HSA limit

Fourteen of twenty adult prices fall within the 2026 HSA limit.

Since January 1, 2026, a direct primary care fee of $150 a month or less for an individual, or $300 for a household, can be paid from a Health Savings Account and no longer blocks HSA contributions. Price is the first test; the services in the fee are the second, so every badge points you to the practice to confirm.

How the HSA rule works

Same-day care. Your doctor's cell number.

Every practice listed here sells the same floor: unlimited visits, same or next-day access, and a direct line to your doctor by text, phone or video. What differs is the price and the extras.

Same or next dayat every listed practice
Text, call or videoyour own doctor, not a call center

Coverage options that can be paired with direct primary care

The membership covers your doctor. One of these still covers the hospital, and the one you pick decides whether you can pay the membership from an HSA.

Short-term medical, fixed-indemnity coverage and health-sharing programs are not ACA-compliant major medical insurance. They can carry exclusions, limits, waiting periods and pre-existing-condition restrictions, and a coverage partner explains those before you choose.

Kate Spilsbury, Mere Benefits

Kate Spilsbury, Mere Benefits, RSSA®, CMIP®, is the founding coverage partner for Duval, St. Johns, Clay, Nassau, Baker counties. Tell her the practice you like and she compares the options. Assistance from the coverage partner is provided at no cost to you. When coverage is enrolled, compensation generally comes from the insurance company or coverage organization.

What would your household pay?

Pick your county and who is joining. The number is the practice's own published rate for that household, cheapest first, not an estimate.

$98
National average membership per month
$0
Copays, claims or surprise bills for a visit

What would you pay?

$0/mo

for the lowest-priced membership that fits your household

    How DPC America works

    A directory that shows the real price of the doctor, and puts a licensed agent next to it for the rest.

    Practices are listed free

    Every DPC practice gets a verified page with its own published prices. No fee, ever.

    You compare real numbers

    Adult, child, family and employer rates side by side, with the HSA cap and Medicare policy on every row.

    A coverage partner matches the rest

    A DPC-trained agent pairs the membership with Marketplace, employer, health-sharing, fixed-indemnity, short-term or Medicare coverage, at no cost to you.

    Verified against the sourceEvery price is read from the practice's own site and dated.
    Built on the 2026 HSA rulePublic Law 119-21, section 71308, checked on every listing.
    Free for practices and patientsListings, comparisons and plan matching cost nothing.

    Straight answers

    What is direct primary care?

    A flat monthly membership, usually $50 to $150 for an adult, that gives you unlimited visits with one doctor, same-day or next-day access, and their cell number, with no insurance billing and no copays. It covers primary care only.

    Do I still need health insurance or Medicare with a DPC membership?

    Yes. The membership covers your doctor. Hospital stays, specialists, surgery, emergencies and most prescriptions still need an ACA plan, an employer plan or Medicare. Matching that coverage to your membership is what the coverage partner on each page does, at no cost to you.

    Can I pay for the membership from an HSA?

    Since January 1, 2026, a DPC fee of $150 a month or less for an individual, or $300 for a household arrangement, is HSA-compatible under federal law, provided you pair it with an HSA-qualified plan and the fee covers only primary care services. Every listing shows whether the lowest adult price is within that limit; confirm what the fee includes with the practice.

    Is DPC America free?

    Yes. Searching, comparing, reading the guides and asking a coverage partner to match your plan cost nothing. Practices are listed free. Coverage partners are licensed agents; when coverage is enrolled, compensation generally comes from the insurance company or coverage organization.

    Found your doctor? Now match the coverage.

    A DPC-trained coverage partner compares the coverage that goes with your membership. No cost to you, no pressure.

    Match my DPC membership with coverage

    Run a DPC practice?

    You are listed free, always.

    Claim your listing to correct pricing, add photos, and receive patients who already understand what DPC is.

    Claim or add your practice

    Licensed agent?

    Become a featured coverage partner in your county.

    Featured partners appear on every listing in their counties, no more than three per county. Founding partners pay nothing.

    Become a coverage partner
    · DPC America Data Desk